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Freight broker

Transform Trucking CO.

Des Moines, IA

MC 189256 USDOT 2321 Monitor FMCSA record

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100/ 100

Public record score

Lower record-based risk signals

Based on dated FMCSA authority and financial-security records.

Calculated by CheckMyBroker from dated FMCSA authority and financial-security records—not an FMCSA rating or a prediction of conduct or payment.

Current FMCSA record · Checked May 14, 2026

Authority

Active· Sep 6

Financial security

BMC-84 on file· May 14

Pending cancellation

None found· May 14

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Before accepting a loadVerify broker contact

Call the FMCSA-listed number (not one texted or emailed to you):

(515) 313-4280

Confirm the rate confirmation matches this broker.

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UNPAID ON A LOAD?View financial-security details

For motor carriers or shippers seeking unpaid freight charges — not employee wage claims. This includes owner-operators running under their own MC authority.

Financial security provider: Merchants Bonding Company ( Mutual)

Bond/surety number (exactly as filed) IA 598911

Download sample notice (.txt)Full details ↓

General information only — not legal advice or claim representation.

Monitor this broker

Monitoring creates on-site alerts when the authority status, financial-security filing or score changes. If email alerts are enabled in your account, we may also email these requested record-change alerts. Up to 5 monitored brokers on Free (50 on Pro).

Financial security

On file Merchants Bonding Company ( Mutual)

Broker Financial Security Information

Unpaid freight charges? View this broker's FMCSA financial-security filing.

Current FMCSA filing — BMC-84 surety bond · MERCHANTS BONDING COMPANY ( MUTUAL)

Current filing type BMC-84 surety bond

Financial security provider MERCHANTS BONDING COMPANY ( MUTUAL)

Bond/surety number (exactly as filed) IA 598911

FMCSA-reported filing effective date Oct 9, 2020

Source FMCSA Licensing & Insurance records · retrieved on 2026-09-07T04:10:04.327Z

Historical FMCSA provider address

Not shown in our copy of this filing data.

Current claims channel

confirm the current claims channel with the provider

FMCSA filing history (1 candidate)

All linked candidates are shown. Overlaps, repeated rows, missing dates, and missing identifiers are not resolved or ranked by CheckMyBroker.

MERCHANTS BONDING COMPANY ( MUTUAL) · BMC-84 · effective Oct 9, 2020

Potentially relevant historical provider

Financial security provider MERCHANTS BONDING COMPANY ( MUTUAL)

Filing type BMC-84 surety bond

Bond/surety number (exactly as filed) not shown in our copy

FMCSA-reported filing effective date Oct 9, 2020

FMCSA-reported cancellation/replacement effective date not shown in our copy

FMCSA filing status reason not shown in our copy

Source FMCSA Licensing & Insurance history (legacy) · retrieved on 2026-09-07T04:10:04.327Z

According to FMCSA Licensing & Insurance records retrieved on 2026-09-07T04:10:04.327Z, MERCHANTS BONDING COMPANY ( MUTUAL) was listed on a BMC-84 surety bond filing for TRANSFORM TRUCKING CO. (MC-189256), effective Oct 9, 2020. FMCSA records show a cancellation or replacement effective date of not shown in our copy. These filing dates do not determine which provider is responsible for a particular transportation arrangement, whether a claim is valid, or whether funds remain available. Confirm the applicable filing and submission channel directly with the provider before sending documents.

This process is generally intended for the motor carrier or shipper owed freight charges—not for an employee driver seeking unpaid wages.

This includes owner-operators running under their own MC authority.

How claims generally work

General self-help information

The $75,000 financial security is aggregate security shared by all eligible claims; payment may be pro-rata.
Under 49 U.S.C. 13906(b)(2), 30 days describes the financial security provider’s obligation to respond after receiving a claim with supporting documents. It is not a filing deadline.
Documents commonly requested: rate confirmation; bill of lading / proof of delivery; invoice; the transportation arrangement/contract; related communications.

Sample claim notice relating to a BMC-84 surety bond

Surety/surety company:

Claims Department

Current submission channel confirmed by sender:

Principal:

Bond/surety number (exactly as filed):

Carrier legal name:

Carrier MC number:

Broker legal name:

Broker MC number:

Load/reference ID:

Date of the transportation arrangement:

Pickup date:

Delivery date:

Invoice number:

Amount due:

Notice

Please review the enclosed materials and review and pay any eligible amount under the bond.

List of enclosed documents

Sender contact

Name:

Company:

Address:

Email:

Phone:

Signature:

Date signed:

Sample claim notice relating to a BMC-84 surety bond

To:
Surety/surety company: ______________________________
Claims Department
Current submission channel confirmed by sender: ______________________________

Re:
Principal: ______________________________
Bond/surety number (exactly as filed): ______________________________

Carrier legal name: ______________________________
Carrier MC number: ______________________________
Broker legal name: ______________________________
Broker MC number: ______________________________
Load/reference ID: ______________________________
Date of the transportation arrangement: ______________________________
Pickup date: ______________________________
Delivery date: ______________________________
Invoice number: ______________________________
Amount due: ______________________________

Notice:
Please review the enclosed materials and review and pay any eligible amount under the bond.

List of enclosed documents:
____________________________________________________________
____________________________________________________________

Sender contact:
Name: ______________________________
Company: ______________________________
Address: ______________________________
Email: ______________________________
Phone: ______________________________

Signature: ______________________________
Date signed: ______________________________

Download .txt

You choose, review, edit, sign, and send this yourself.

CheckMyBroker provides general self-help information and public FMCSA records. We are not a law firm, government agency, surety, insurer, or public adjuster. We do not determine whether your claim is valid, prepare or file a claim on your behalf, contact or negotiate with any provider, or monitor deadlines. You choose, review, edit, sign, and send any template yourself. Requirements and deadlines may vary.

Double-broker risk signals

Public-record facts carriers commonly check. Presence of a signal is not evidence of wrongdoing.

Authority age, no such signal in our copy 2,159 days

The earliest financial-security filing on this authority is dated Oct 9, 2020 — 2159 days ago. No separate authority grant date is in our copy of the record.

Checked Sep 6, 2026 · FMCSA authority record

What this does not prove: new authority is normal for legitimate new brokerages. Age alone says nothing about conduct.

See authority records·View history·FMCSA carrier snapshot ↗

Financial security, no such signal in our copy BMC-84 on file

BMC-84 surety bond on file through MERCHANTS BONDING COMPANY ( MUTUAL), no cancellation on record.

Checked May 14, 2026 · FMCSA financial-security filings

What this does not prove: a filing on record is not a payment guarantee, not a live balance, and does not show the remaining amount.

Unpaid freight charges? View this broker's FMCSA financial-security filing.·See all financial-security filings·FMCSA account page ↗

Pending cancellation, no such signal in our copy None found

No financial-security cancellation appears in our copy of the FMCSA record.

Checked May 14, 2026 · FMCSA financial-security filings

What this does not prove: a cancellation can be filed at any time, including after you book. Nothing here is a forecast.

See all financial-security filings·FMCSA account page ↗

Shared contact, no such signal in our copy None found

The phone number on this authority does not appear on any other FMCSA authority in our copy of the record.

Checked Sep 6, 2026 · FMCSA carrier record

What this does not prove: we compare only the number on the FMCSA record. A number used on paperwork or in email is not covered here.

See shared phone and address records·FMCSA carrier snapshot ↗

Dual authority, no such signal in our copy No

The FMCSA record does not list active carrier authority for this entity.

Checked Sep 6, 2026 · FMCSA authority record

What this does not prove: an entity without carrier authority can still pass your load to someone else. Confirm which company signs the rate confirmation.

See authority records·FMCSA carrier snapshot ↗

Enforcement, no such signal in our copy None found

No authority revocation and no suspension notice appear in our copy of the FMCSA record.

Checked Sep 6, 2026 · FMCSA enforcement record

What this does not prove: we hold revocation and suspension filings only. A clean enforcement record is not a statement about how this broker deals with carriers.

See revocation and suspension orders·FMCSA account page ↗

Amber marks a signal present in the record, green marks no such signal in our copy, and grey marks a plain value or a fact we have not verified recently. The pill repeats the fact on the row — it is not a score.

Verify on FMCSA ↗·How these checks work

History

Oct 9, 2020First insurance filing on record (proxy for authority start)HistoricalFMCSA insurance history
Oct 9, 2020BMC-84 surety bond posted through MERCHANTS BONDING COMPANY ( MUTUAL) (reference IA 598911)HistoricalFMCSA active/pending insurance

Carrier payment experiences

No verified reports yet

Carrier reports are separate from the Public Record Score.

Report a payment experience

Federal court records

Public federal court records naming this company, via CourtListener. A lawsuit is a claim, not a finding of wrongdoing; the company may appear as plaintiff or defendant.

No federal cases found

In the records searched to date.

Last checked Sep 6, 2026

View full federal record Every raw fact we hold on this MC, grouped by source.

Authority and its history

Status as we hold it, plus every dated authority event in our copy of the federal record.

Field	Value
Broker authority status	Active
Broker status	Active
Allowed to operate	Y
Out of service	—
USDOT number	2321
Authority grant date	none in our copy of the record
Earliest financial-security filing	Oct 9, 2020
Authority age (months)	70

Financial-security filings

Every BMC-84 surety-bond and BMC-85 trust filing on this docket in our copy, newest first. A filing on record is not a payment guarantee and does not show a remaining amount.

Filing	Effective	Cancellation	Provider
BMC-84 surety bond	Oct 9, 2020	—	MERCHANTS BONDING COMPANY ( MUTUAL)

Revocations and suspensions

Enforcement orders on this docket, with the date each order was served. An order may have been resolved since.

No revocation or suspension orders for this MC in our copy of the record.

Entities sharing a phone or address

Other FMCSA authorities listing the same phone number or the same street address. Sharing is common for filing services, agencies and multi-entity groups, and is not evidence of a shell network.

No other authority in our copy of the record lists this phone number or street address.

These are the fields as they appear in our copy of the public FMCSA data, without interpretation. Where a source has not been refreshed recently, the signals above say so.

About this score & limitations It does not say a broker is double brokering. Double brokering is conduct that happens after a load is booked. Nothing in the federal registration record shows it. + 8 more

Every signal here has innocent explanations. New authority means a new business. Shared phone numbers usually mean a filing service. Holding both broker and carrier authority is legal and common.
Absence of signals is not safety. A broker with clean federal records can still fail to pay, or re-broker your load.
Records lag. Federal filings are published on the government’s schedule, not in real time. Each fact on this page shows the date we last read it. If a date looks old, check the FMCSA record yourself before you haul.
We do not verify anything ourselves. We reproduce public records and say where each one came from. Carrier reports are unverified accounts submitted by users and are shown separately.
This is not a consumer report. Do not use it for employment, credit, insurance or tenant decisions.

It summarizes disclosed public filings; it is not a recommendation to enter or avoid a transaction, a guarantee of payment, or proof of fraud. Verify on FMCSA ↗

This result does not prove identity (impersonation exists), a bond is not a payment guarantee, and public data can lag — verify independently before you book.

CheckMyBroker is an independent service and is not affiliated with, endorsed by, or operated by the FMCSA or any government agency. Profiles are compiled from public FMCSA records; always verify on the official FMCSA record before booking.

Data sources and check datesWhen each fact on this page was last checked.

Authority recordchecked Sep 6, 2026
Financial-security filingschecked May 14, 2026
Enforcement (revocation / suspension)checked Sep 6, 2026
Network (shared phone / address)checked Sep 6, 2026
Federal court records searchedchecked Sep 6, 2026