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Freight broker

O. Stephens Trucking CO., INC.

Flemingsburg, KY

Revoked · Federal record

MC 191572 USDOT 21802 Monitor FMCSA record

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15/ 100

Public record score

Elevated record-based risk signals

Based on dated FMCSA authority and financial-security records.

Calculated by CheckMyBroker from dated FMCSA authority and financial-security records—not an FMCSA rating or a prediction of conduct or payment.

Current FMCSA record · Checked May 14, 2026

Authority

Inactive· Aug 30

Financial security

BMC-85 on file· May 14

Pending cancellation

None found· May 14

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Before accepting a loadVerify broker contact

Call the FMCSA-listed number (not one texted or emailed to you):

(606) 849-4238

Confirm the rate confirmation matches this broker.

Open verification checklist

UNPAID ON A LOAD?View financial-security details

For motor carriers or shippers seeking unpaid freight charges — not employee wage claims. This includes owner-operators running under their own MC authority.

Financial security provider: Peoples Bank Of Fleming County

Trust Fund Agreement Account Number NONE

Download sample notice (.txt)Full details ↓

General information only — not legal advice or claim representation.

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Monitoring creates on-site alerts when the authority status, financial-security filing or score changes. If email alerts are enabled in your account, we may also email these requested record-change alerts. Up to 5 monitored brokers on Free (50 on Pro).

Financial security

On file Peoples Bank Of Fleming County

Broker Financial Security Information

Unpaid freight charges? View this broker's FMCSA financial-security filing.

Current FMCSA filing — BMC-85 trust fund agreement · PEOPLES BANK OF FLEMING COUNTY

Current filing type BMC-85 trust fund agreement

Financial security provider PEOPLES BANK OF FLEMING COUNTY

Trust Fund Agreement Account Number NONE

FMCSA-reported filing effective date May 15, 1998

Source FMCSA Licensing & Insurance records · retrieved on 2026-09-05T04:10:05.411Z

Historical FMCSA provider address

Not shown in our copy of this filing data.

Current claims channel

confirm the current claims channel with the provider

FMCSA filing history (1 candidate)

All linked candidates are shown. Overlaps, repeated rows, missing dates, and missing identifiers are not resolved or ranked by CheckMyBroker.

PEOPLES BANK OF FLEMING COUNTY · BMC-85 · effective May 15, 1998

Potentially relevant historical provider

Financial security provider PEOPLES BANK OF FLEMING COUNTY

Filing type BMC-85 trust fund agreement

Trust Fund Agreement Account Number not shown in our copy

FMCSA-reported filing effective date May 15, 1998

FMCSA-reported cancellation/replacement effective date not shown in our copy

FMCSA filing status reason not shown in our copy

Source FMCSA Licensing & Insurance history (legacy) · retrieved on 2026-09-05T04:10:05.411Z

According to FMCSA Licensing & Insurance records retrieved on 2026-09-05T04:10:05.411Z, PEOPLES BANK OF FLEMING COUNTY was listed on a BMC-85 trust fund agreement filing for O. STEPHENS TRUCKING CO., INC. (MC-191572), effective May 15, 1998. FMCSA records show a cancellation or replacement effective date of not shown in our copy. These filing dates do not determine which provider is responsible for a particular transportation arrangement, whether a claim is valid, or whether funds remain available. Confirm the applicable filing and submission channel directly with the provider before sending documents.

This process is generally intended for the motor carrier or shipper owed freight charges—not for an employee driver seeking unpaid wages.

This includes owner-operators running under their own MC authority.

How claims generally work

General self-help information

The $75,000 financial security is aggregate security shared by all eligible claims; payment may be pro-rata.
Under 49 U.S.C. 13906(b)(2), 30 days describes the financial security provider’s obligation to respond after receiving a claim with supporting documents. It is not a filing deadline.
Documents commonly requested: rate confirmation; bill of lading / proof of delivery; invoice; the transportation arrangement/contract; related communications.

Sample claim notice relating to a BMC-85 trust fund agreement

Trustee/financial institution:

Trust Administration / Claims

Current submission channel confirmed by sender:

Trustor:

Trust Fund Agreement Account Number:

Carrier legal name:

Carrier MC number:

Broker legal name:

Broker MC number:

Load/reference ID:

Date of the transportation arrangement:

Pickup date:

Delivery date:

Invoice number:

Amount due:

Notice

Please review the enclosed materials and review and pay any eligible amount directly from the trust fund.

List of enclosed documents

Sender contact

Name:

Company:

Address:

Email:

Phone:

Signature:

Date signed:

Sample claim notice relating to a BMC-85 trust fund agreement

To:
Trustee/financial institution: ______________________________
Trust Administration / Claims
Current submission channel confirmed by sender: ______________________________

Re:
Trustor: ______________________________
Trust Fund Agreement Account Number: ______________________________

Carrier legal name: ______________________________
Carrier MC number: ______________________________
Broker legal name: ______________________________
Broker MC number: ______________________________
Load/reference ID: ______________________________
Date of the transportation arrangement: ______________________________
Pickup date: ______________________________
Delivery date: ______________________________
Invoice number: ______________________________
Amount due: ______________________________

Notice:
Please review the enclosed materials and review and pay any eligible amount directly from the trust fund.

List of enclosed documents:
____________________________________________________________
____________________________________________________________

Sender contact:
Name: ______________________________
Company: ______________________________
Address: ______________________________
Email: ______________________________
Phone: ______________________________

Signature: ______________________________
Date signed: ______________________________

Download .txt

You choose, review, edit, sign, and send this yourself.

CheckMyBroker provides general self-help information and public FMCSA records. We are not a law firm, government agency, surety, insurer, or public adjuster. We do not determine whether your claim is valid, prepare or file a claim on your behalf, contact or negotiate with any provider, or monitor deadlines. You choose, review, edit, sign, and send any template yourself. Requirements and deadlines may vary.

Double-broker risk signals

Public-record facts carriers commonly check. Presence of a signal is not evidence of wrongdoing.

Authority age, no such signal in our copy 10,340 days

The earliest financial-security filing on this authority is dated May 15, 1998 — 10340 days ago. No separate authority grant date is in our copy of the record.

Checked Aug 30, 2026 · FMCSA authority record

What this does not prove: new authority is normal for legitimate new brokerages. Age alone says nothing about conduct.

See authority records·View history·FMCSA carrier snapshot ↗

Financial security, no such signal in our copy BMC-85 on file

BMC-85 trust fund agreement on file through PEOPLES BANK OF FLEMING COUNTY, no cancellation on record.

Checked May 14, 2026 · FMCSA financial-security filings

What this does not prove: a filing on record is not a payment guarantee, not a live balance, and does not show the remaining amount.

Unpaid freight charges? View this broker's FMCSA financial-security filing.·See all financial-security filings·FMCSA account page ↗

Pending cancellation, no such signal in our copy None found

No financial-security cancellation appears in our copy of the FMCSA record.

Checked May 14, 2026 · FMCSA financial-security filings

What this does not prove: a cancellation can be filed at any time, including after you book. Nothing here is a forecast.

See all financial-security filings·FMCSA account page ↗

Shared contact, no such signal in our copy None found

The phone number on this authority does not appear on any other FMCSA authority in our copy of the record.

Checked Aug 30, 2026 · FMCSA carrier record

What this does not prove: we compare only the number on the FMCSA record. A number used on paperwork or in email is not covered here.

See shared phone and address records·FMCSA carrier snapshot ↗

Dual authority, no such signal in our copy No

The FMCSA record does not list active carrier authority for this entity.

Checked Aug 30, 2026 · FMCSA authority record

What this does not prove: an entity without carrier authority can still pass your load to someone else. Confirm which company signs the rate confirmation.

See authority records·FMCSA carrier snapshot ↗

Enforcement, signal present On record — 2013

A prior authority revocation is on record (2013).

Checked Aug 30, 2026 · FMCSA enforcement record

What this does not prove: authority may have been reinstated. A past action does not describe current conduct.

See revocation and suspension orders·FMCSA account page ↗

Amber marks a signal present in the record, green marks no such signal in our copy, and grey marks a plain value or a fact we have not verified recently. The pill repeats the fact on the row — it is not a score.

Verify on FMCSA ↗·How these checks work

History

May 15, 1998First insurance filing on record (proxy for authority start)HistoricalFMCSA insurance history
May 15, 1998BMC-85 trust filing posted through PEOPLES BANK OF FLEMING COUNTY (reference NONE)HistoricalFMCSA active/pending insurance
Nov 4, 2013Most recent revocation event on record (authority may have been reinstated since)HistoricalFMCSA revocation history

Carrier payment experiences

No verified reports yet

Carrier reports are separate from the Public Record Score.

Report a payment experience

Federal court records

Public federal court records naming this company, via CourtListener. A lawsuit is a claim, not a finding of wrongdoing; the company may appear as plaintiff or defendant.

No federal cases found

In the records searched to date.

Last checked Aug 30, 2026

View full federal record Every raw fact we hold on this MC, grouped by source.

Authority and its history

Status as we hold it, plus every dated authority event in our copy of the federal record.

Field	Value
Broker authority status	Inactive
Broker status	Revoked
Allowed to operate	—
Out of service	—
USDOT number	21802
Authority grant date	none in our copy of the record
Earliest financial-security filing	May 15, 1998
Authority age (months)	339

Financial-security filings

Every BMC-84 surety-bond and BMC-85 trust filing on this docket in our copy, newest first. A filing on record is not a payment guarantee and does not show a remaining amount.

Filing	Effective	Cancellation	Provider
BMC-85 trust fund agreement	May 15, 1998	—	PEOPLES BANK OF FLEMING COUNTY

Revocations and suspensions

Enforcement orders on this docket, with the date each order was served. An order may have been resolved since.

Order	Authority	Served	Type
Revocation	BROKER	Nov 4, 2013	—

Entities sharing a phone or address

Other FMCSA authorities listing the same phone number or the same street address. Sharing is common for filing services, agencies and multi-entity groups, and is not evidence of a shell network.

No other authority in our copy of the record lists this phone number or street address.

These are the fields as they appear in our copy of the public FMCSA data, without interpretation. Where a source has not been refreshed recently, the signals above say so.

About this score & limitations It does not say a broker is double brokering. Double brokering is conduct that happens after a load is booked. Nothing in the federal registration record shows it. + 8 more

Every signal here has innocent explanations. New authority means a new business. Shared phone numbers usually mean a filing service. Holding both broker and carrier authority is legal and common.
Absence of signals is not safety. A broker with clean federal records can still fail to pay, or re-broker your load.
Records lag. Federal filings are published on the government’s schedule, not in real time. Each fact on this page shows the date we last read it. If a date looks old, check the FMCSA record yourself before you haul.
We do not verify anything ourselves. We reproduce public records and say where each one came from. Carrier reports are unverified accounts submitted by users and are shown separately.
This is not a consumer report. Do not use it for employment, credit, insurance or tenant decisions.

It summarizes disclosed public filings; it is not a recommendation to enter or avoid a transaction, a guarantee of payment, or proof of fraud. Verify on FMCSA ↗

This result does not prove identity (impersonation exists), a bond is not a payment guarantee, and public data can lag — verify independently before you book.

CheckMyBroker is an independent service and is not affiliated with, endorsed by, or operated by the FMCSA or any government agency. Profiles are compiled from public FMCSA records; always verify on the official FMCSA record before booking.

Data sources and check datesWhen each fact on this page was last checked.

Authority recordchecked Aug 30, 2026
Financial-security filingschecked May 14, 2026
Enforcement (revocation / suspension)checked Aug 30, 2026
Network (shared phone / address)checked Aug 30, 2026
Federal court records searchedchecked Aug 30, 2026